The first rule is, if it sounds too good to be true then it is. If you are offered investments that are characterized as “risk free” and the returns are greater than what you could receive from a bank term deposit or similar investment, then the investment that is being presented to you is not real and most likely a fraud. Only bank term deposits and the like can be characterized as riskless. “Any investment that can offer the potential for higher returns must carry with it a certain degree of risk. It is that added level of risk that allows for the opportunity of a higher return,” says Joel Cohen a corporate finance consultant from Montreal. “There are no exceptions.” Joel Cohen has a consulting firm based in Montreal which focuses mostly on technology companies where he consults in areas such as corporate structuring mostly with respect to going public transactions, strategic growth and corporate finance. Far too often we read in the news about some fraud ridden investment scheme somewhere in the world where investors were promised guaranteed “riskless” annual returns that were well above bank term deposit rates. The facts are that these types of investments do not exist. “Prospective investors need to be very diligent before investing their money and cognizant of the relationship between risk and return.” said Joel Cohen, “One of our client’s was ranked as a top IPO performer on the TSX Venture in the past and investors in that company saw their initial investment grow by five fold over a 4 year period, that’s a 49% compounded return year over year for four years. But there certainly was risk in making that investment.” Joel Cohen holds a CFA (Chartered Financial Analyst) designation and has a bachelor of finance from Concordia University in Montreal and has lectured in business valuation in the McGill University MBA program in Montreal.
Joel Cohen Montreal :: Listed on IncListing.com
Joel Cohen Montreal :: Article on INC 1000.com
Joel Cohen Montreal :: Information on Professional Database Inc.com
Chrysler and Fiat have announced that they will produce their first electric-run car in 2012. There is some hope, amongst investors, that this launch will revitalize what has become somewhat of a damaged brand, on Chrysler’s behalf. The Plug-In 500, as the car is called, will be the first electric vehicle to be marketed under the two companies’ strategic and commercial alliance.
The powertrain on the new 500EV will feature a lithium-ion battery connected to an electric-vehicle control unit to manage flow of power to the engine.Every part of the vehicles, except the powertrain, will be assembled in Toluca, Mexico, where Chrysler is launching gasoline-engine versions of the Fiat 500 later this year. The battery is being developed by A123 Systems of Watertown, Mass.
I’m sure the Chrysler investors are praying that the American people are ready for electric cars. We shall see, I suppose.
In the past, Black Friday has always been the biggest day for bargains in the entire year. Each year, thousands of shoppers flock to their favorite stores, Walmart, Bestbuy, Target, etc, looking for the best deals. No other day garners the same sort of excitement.
However, many stores are attempting to get an edge over their competitors by extending the deals for longer. Although the deals will not be as drastic as in previous years, chain stores are hoping to keep the deals coming for longer–which should serve to lure customers to their stores permanently. In the coming weeks, consumers will likely see deals that are just as good as those many will crowd outside stores in the early morning on Friday to get.
That is not to say consumers who brave the nation’s stores on Friday will not find deals on flat-screen televisions and fluffy ear muffs. But the products on sale that day, particularly electronics, generally are lower-end products without many extras, or they are older models on the verge of being discontinued. That is, of course, a reason stores are able to offer them at low prices.
Read more here.